Personal Corporate


An easy solution to finance the terms of payment offered to your customers


Discount your bills of exchange and obtain immediately the resources to manage peacefully your treasury (1).

Your needs:

  • Finance your operating cycle
  • To mobilize the bill of exchanges received from your customers as payments for their invoices.

Our offers:

  • A financing offer adapted to your customer account;
  • A financing of the payment terms offered to your customers;
  • Discount (case-by-case) of some of the bill of exchanges which you own.
The +

A customized offer:

  • Amount;
  • Financial conditions..

An Easy mechanism:

  • Hand over for payment and discount your bill of exchanges;
  • Your account is credited, after quality check of the bill of exchange.

An immediate availability:

  • Discount your bill of exchanges
  • Your account is credited of the amount of your bill of exchange just after its discount.

(1) Subject to validation of your file and a specific convention’s sign-off.


Discount is a cash advance offered by Société Générale Cameroun a compensation to the assignment of a bill of exchange owned for one of your customers (1). Discount can be punctual or permanent (discount line). Any business holder of a Société Générale Cameroun bank account, after agreement from the bank, can have access to this method of financing.


Personalized analysis

The discount mechanism is simple:

  • You have given a payment term to your customer. To formalise this, you have signed with him a bill of exchange on which is mentioned the expected payment date;
  • You hand over to us for discount this bill of exchange, either on paper or electronic(1) format;
  • After quality check of the bill of exchange, Société Générale Cameroun credits your account with the amount of the bill of exchange, subtracted of the discount interests;
  • At bill of exchange’s payment date, the payment is directly paid to Société Générale Cameroun by your customer’s bank(2).

(1) Subject to validation of your file and a specific convention’s sign-off.
(2) Within the limits of the contract’s agreements.